AU Bank LIT Credit Card
General lifestyle spends
Points and cashback
Customisable
welcome benefit
NIL
reward points
1 Reward Point per ₹100 spent
1 Reward Point = ₹0.25
1 Reward Point = ₹0.25
key benefits
10X or 5X Reward Points on all online retail transactions, POS & Contactless transactions; Additional 5% cashback (Max. ₹1,000 in each 30 days' period) on travel, dining, grocery, electronics, and apparel expenses
Rs. 0
Joining Fee
Rs. 0
Annual Fee
2.59%
Interest rate
Pro Tip
You can enable or disable features on this card (and only pay for the enabled features) every month. This is a super flexi lifestyle card!
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On the bank’s secure website
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Domestic Travel
Dining Benefit

Meet & Greet

Golfing Benefit
Online Subscription
International Travel

Movie Benefit

Good forex rate

Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on AU Bank LIT Credit Card
1 or 2 visits every 90 days depending on your selection
Eligibility Criteria

age
Primary cardholder between the age of 21 years and 60 years

resident
Resident of India

income
Requirement not disclosed
Additional Fees & Charges
cash withdrawal fee
2.5% of amount withdrawn, subject to minimum of INR 100
forex fee
3.49%
over limit fee
2.5% of overlimit amount, subject to a minimum of INR 500
reward redemption fee
NIL
rent transaction
1% processing fees will be applicable from 2nd rental transaction onwards in a calendar month. On 1st rental transaction of calendar month, processing fee will not be charged.
Things You Should Know

waiver on achieving milestone
Not applicable
fuel surcharge waiver
1% fuel surcharge waiver on all fuel transactions between ₹400 to ₹5,000
Insurance Benefits On Au Bank Lit Credit Card

credit shield insurance
Credit Shield Insurance available up to ₹1,50,000

card liability cover
In an unfortunate event of loss of Credit Card, you carry zero liability (up to ₹1,50,000 or your credit limit, whichever is lower) on any fraudulent transactions made with card after reporting the loss to the bank.

purchase protection
Not applicable

other insurance
Not applicable
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