Bank of Baroda Premier Credit Card
Shopping
Dining
Rupay variant also available
welcome benefit
NIL
reward points
2 Reward Points for every Rs. 100 spent as base reward points
key benefits
5X ie. 10 Reward Points for every Rs. 100 spent on Travel, Dining and Abroad (International spends)
Rs. 1000
Joining Fee
Rs. 1000
Annual Fee
3.5%
Interest rate
Pro Tip
Good option if you shop frequently and desire cashback on all transactions - both online or offline
apply now
On the bank’s secure website
add to compare
Domestic Travel
Dining Benefit
Meet & Greet
Golfing Benefit
Online Subscription
International Travel
Movie Benefit
Good forex rate
Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on Bank of Baroda Premier Credit Card
1 Complimentary Airport Lounge Visit every calendar quarter
Eligibility Criteria
age
Primary cardholder over the age of 21 years
resident
Resident Indian
income
For salaried, gross income should be Rs.3 lakh or above per year
For companies and private firms, paid-up capital should be Rs.25 lakh or above
For companies and private firms, paid-up capital should be Rs.25 lakh or above
Additional Fees & Charges
cash withdrawal fee
2.50% of the withdrawn amount
or Rs 500 whichever is higher
or Rs 500 whichever is higher
forex fee
3.50% of the transaction
amount
amount
over limit fee
2.5% of the amount over &
above the sanctioned credit limit
or Rs 600, whichever is higher*
above the sanctioned credit limit
or Rs 600, whichever is higher*
reward redemption fee
NA
rent transaction
A fee of 1% of the total amount will be levied on all rent payment transactions.
Things You Should Know
waiver on achieving milestone
First year - Spend Rs. 10,000 on your card within first 60 days of card setup date for First year fee reversal. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made.
Annual - Spend Rs. 1,20,000 on your card in a year for fee waiver
Annual - Spend Rs. 1,20,000 on your card in a year for fee waiver
fuel surcharge waiver
1% fuel surcharge waiver on all transactions
Insurance Benefits On Bank Of Baroda Premier Credit Card
credit shield insurance
Not applicable
card liability cover
Zero Liability on Lost Card; Report loss of card immediately to ensure zero liability on any fraudulent transactions
purchase protection
Not applicable
other insurance
Not applicable
CARD VIDEO REVIEWS
