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HDFC Bank Millennia Credit Card
HDFC Bank Millennia Credit Card
Cashback
Good for online shopping
Good for wallet recharge

welcome benefit

1000 Cash Points

reward points

1 CashPoint = ₹0.30

key benefits

5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato

1% cashback on all other spends (except Fuel) including EMI & Wallet transactions
Rs. 1000
Joining Fee
Rs. 1000
Annual Fee
3.6%
Interest rate
Pro Tip
If you prefer cashback over points/miles, this is a great card to have!
Domestic Travel
Dining Benefit
Meet & Greet
Golfing Benefit
Online Subscription
International Travel
Movie Benefit
Good forex rate
Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on HDFC Bank Millennia Credit Card
8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter)
Eligibility Criteria
age
Primary cardholder between age of 21 years and 40 years, incl. both
resident
Indian National
income
For Salaried
Gross Monthly Income > ₹35,000

For Self Employed
ITR > ₹6.0 Lakhs per annum
Additional Fees & Charges
cash withdrawal fee
2.5% of amount withdrawn or Rs. 500 whichever is higher
forex fee
3.50%
over limit fee
2.5% of overlimit amount, subject to a minimum of INR 550
reward redemption fee
INR 99
rent transaction
HDFC Bank will apply a fee of 1% on the total transaction amount beginning with the second rental transaction of the calendar month.
Things You Should Know
waiver on achieving milestone
Annual fee waived off on spends of ₹1,00,000 in the preceding year
fuel surcharge waiver
Not applicable
Insurance Benefits On Hdfc Bank Millennia Credit Card
credit shield insurance
Not applicable
card liability cover
In the unfortunate event of losing your HDFC Bank Millennia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
purchase protection
Not applicable
other insurance
Not applicable
CARD VIDEO REVIEWS
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