

HDFC Bank Millennia Credit Card
Cashback
Good for online shopping
Good for wallet recharge
welcome benefit
1000 Cash Points
reward points
1 CashPoint = ₹0.30
key benefits
5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
1% cashback on all other spends (except Fuel) including EMI & Wallet transactions
1% cashback on all other spends (except Fuel) including EMI & Wallet transactions
Rs. 1000
Joining Fee
Rs. 1000
Annual Fee
3.6%
Interest rate
Pro Tip
If you prefer cashback over points/miles, this is a great card to have!
apply now
On the bank’s secure website
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Domestic Travel
Dining Benefit

Meet & Greet

Golfing Benefit
Online Subscription
International Travel

Movie Benefit

Good forex rate

Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on HDFC Bank Millennia Credit Card
8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter)
Eligibility Criteria

age
Primary cardholder between age of 21 years and 40 years, incl. both

resident
Indian National

income
For Salaried
Gross Monthly Income > ₹35,000
For Self Employed
ITR > ₹6.0 Lakhs per annum
Gross Monthly Income > ₹35,000
For Self Employed
ITR > ₹6.0 Lakhs per annum
Additional Fees & Charges
cash withdrawal fee
2.5% of amount withdrawn or Rs. 500 whichever is higher
forex fee
3.50%
over limit fee
2.5% of overlimit amount, subject to a minimum of INR 550
reward redemption fee
INR 99
rent transaction
HDFC Bank will apply a fee of 1% on the total transaction amount beginning with the second rental transaction of the calendar month.
Things You Should Know

waiver on achieving milestone
Annual fee waived off on spends of ₹1,00,000 in the preceding year
fuel surcharge waiver
Not applicable
Insurance Benefits On Hdfc Bank Millennia Credit Card

credit shield insurance
Not applicable

card liability cover
In the unfortunate event of losing your HDFC Bank Millennia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.

purchase protection
Not applicable

other insurance
Not applicable
CARD VIDEO REVIEWS
TWITTER MENTIONS
They are on a constant spree of card devaluation, not sure if it will be still worth it down the road.
— Anurag Singh (@ashleymavericks) April 25, 2023
I like to keep it simple, either go with Flipkart Axis + Amazon ICICI or just simply go with HDFC millennia (preferably on diners network).
Start with ICICI Amazon pay (no fees and Amazon discounts). And then get an HDFC millennia (good offers). And then IndianOil Citi Platinum / IndianOil HDFC Platinum (for fuel expenses).
— Parth (he/him) (@parth_nack) July 21, 2023
Start with Amazon, build credit history and score and then get a second credit card.