

IDFC FIRST Classic Credit Card
welcome benefit
Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
reward points
1 Reward point per ₹150 spent
key benefits
6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹20,000 per month
Rs. 0
Joining Fee
Rs. 0
Annual Fee
3.5%
Interest rate
Pro Tip
This card is best suited for those who are seeking a zero annual fee credit card with above average rewards
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On the bank’s secure website
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Domestic Travel
Dining Benefit

Meet & Greet

Golfing Benefit
Online Subscription
International Travel

Movie Benefit

Good forex rate

Conversion to EMI
Add-on Card
Tap to pay
Dining Benefits on IDFC FIRST Classic Credit Card
20% discount at 1500+ restaurants
Eligibility Criteria

age
Must be at least 18 years old

resident
Must be a citizen of India

income
The applicant must be salaried or self-employed
Additional Fees & Charges
cash withdrawal fee
INR 199
forex fee
3.5%
over limit fee
2.5% of the over limit amount (Subject to a minimum charge
of 500)
of 500)
reward redemption fee
INR 99
rent transaction
1% + GST fee on total transaction amount
Things You Should Know

waiver on achieving milestone
NA is this is a lifetime free card
fuel surcharge waiver
1% fuel surcharge waiver of transactional value capped at ₹400 per statement
Insurance Benefits On Idfc First Classic Credit Card

credit shield insurance
Not applicable

card liability cover
Lost Card Liability Cover of ₹25,000

purchase protection
Not applicable

other insurance
Personal Accident Cover of ₹2,00,000
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