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IDFC FIRST Wealth Credit Card
IDFC FIRST Wealth Credit Card
Premium
Lifetime Free
Unlimited Reward points that never expire

welcome benefit

Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation

5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation

reward points

10X Reward Points on incremental spends above ₹30,000 per month and spends done on your birthday
6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹30,000 per month

key benefits

LTF card with Welcome vouchers, movie and dining discounts and airport lounge access
Rs. 0
Joining Fee
Rs. 0
Annual Fee
3%
Interest rate
Pro Tip
This is one of the few good forex rate credit cards at zero joining fee!
Domestic Travel
Dining Benefit
Meet & Greet
Golfing Benefit
Online Subscription
International Travel
Movie Benefit
Good forex rate
Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on IDFC FIRST Wealth Credit Card
4 Visits per quarter on minimum monthly spends of Rs 5000
Eligibility Criteria
age
Applicant should be aged 21 to 65 years
resident
Indian Resident
income
Generally, your net monthly income for getting an IDFC Bank Credit Card shall be at least Rs 25,000

IDFC Wealth Ac (or) Other bank credit card with >5L limit
Additional Fees & Charges
cash withdrawal fee
Rs 199
forex fee
1.50%
over limit fee
2.5% of the over limit amount (Subject to a minimum charge
of 500)
reward redemption fee
Rs 99
rent transaction
1% + GST fee on total transaction amount
Things You Should Know
waiver on achieving milestone
Not applicable
fuel surcharge waiver
1% fuel surcharge waiver of transactional value capped at ₹400 per statement
Insurance Benefits On Idfc First Wealth Credit Card
credit shield insurance
Not applicable
card liability cover
Not applicable
purchase protection
Not applicable
other insurance
Travel Insurance for
hassle-free travel

Air accident cover of INR 1 crore

Trip cancellation cover of up to INR 10,000
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