


IDFC FIRST Wealth Credit Card
Premium
Lifetime Free
Unlimited Reward points that never expire
welcome benefit
Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
reward points
10X Reward Points on incremental spends above ₹30,000 per month and spends done on your birthday
6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹30,000 per month
6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹30,000 per month
key benefits
LTF card with Welcome vouchers, movie and dining discounts and airport lounge access
Rs. 0
Joining Fee
Rs. 0
Annual Fee
3%
Interest rate
Pro Tip
This is one of the few good forex rate credit cards at zero joining fee!
apply now
On the bank’s secure website
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Domestic Travel
Dining Benefit

Meet & Greet

Golfing Benefit
Online Subscription
International Travel

Movie Benefit

Good forex rate

Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on IDFC FIRST Wealth Credit Card
4 Visits per quarter on minimum monthly spends of Rs 5000
Eligibility Criteria

age
Applicant should be aged 21 to 65 years

resident
Indian Resident

income
Generally, your net monthly income for getting an IDFC Bank Credit Card shall be at least Rs 25,000
IDFC Wealth Ac (or) Other bank credit card with >5L limit
IDFC Wealth Ac (or) Other bank credit card with >5L limit
Additional Fees & Charges
cash withdrawal fee
Rs 199
forex fee
1.50%
over limit fee
2.5% of the over limit amount (Subject to a minimum charge
of 500)
of 500)
reward redemption fee
Rs 99
rent transaction
1% + GST fee on total transaction amount
Things You Should Know

waiver on achieving milestone
Not applicable
fuel surcharge waiver
1% fuel surcharge waiver of transactional value capped at ₹400 per statement
Insurance Benefits On Idfc First Wealth Credit Card

credit shield insurance
Not applicable

card liability cover
Not applicable

purchase protection
Not applicable

other insurance
Travel Insurance for
hassle-free travel
Air accident cover of INR 1 crore
Trip cancellation cover of up to INR 10,000
hassle-free travel
Air accident cover of INR 1 crore
Trip cancellation cover of up to INR 10,000