

One Card (multiple bank partners)
Multiple banking partners
Fintech card
welcome benefit
NIL
reward points
For every Rs. 50 spent, you get 1 reward point
5X On Top 2 Categories
5X On Top 2 Categories
key benefits
5X rewards on your Top 2 spend categories each month, with instant issue and redemption of points from the app
Rs. 0
Joining Fee
Rs. 0
Annual Fee
3.49%
Interest rate
Pro Tip
If you want an entry level metal card, this is your only option currently! One Card has both secured (if you don't have a credit score) and unsecured (if you have an existing credit score) options.
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On the bank’s secure website
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Domestic Travel
Dining Benefit

Meet & Greet

Golfing Benefit
Online Subscription
International Travel

Movie Benefit

Good forex rate

Conversion to EMI
Add-on Card
Tap to pay
Dining Benefits on One Card (multiple bank partners)
Yes. One Card usually has Food & Dine offers. Check https://www.getonecard.app/offers/ for more details.
Eligibility Criteria

age
The applicant should be at least 18 years old

resident
Indian resident

income
Salaried employees and self-employed individuals are eligible to apply for the OneCard credit card. Income level not disclosed.
Additional Fees & Charges
cash withdrawal fee
2.5% of the withdrawn amount, which is a minimum of Rs. 300
forex fee
1%
over limit fee
2.5% of overlimit amount, subject to a minimum of ₹ 400
reward redemption fee
NIL
rent transaction
Rent payments made using OneCard on third-party apps/merchants will attract a Transaction Fee of 1% over and above the convenience fee charged by these apps/merchants.
Rent paid through the OneCard app will incur a Convenience Fee and will not invite any Transaction Fee. The convenience fee charged will be up to 2% and will be displayed at the time of the transaction.
Rent paid through the OneCard app will incur a Convenience Fee and will not invite any Transaction Fee. The convenience fee charged will be up to 2% and will be displayed at the time of the transaction.
Things You Should Know

waiver on achieving milestone
NA
fuel surcharge waiver
Get Fuel Surcharge Waiver when you pay via OneCard.
Insurance Benefits On One Card (multiple Bank Partners)

credit shield insurance
Not applicable

card liability cover
Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank

purchase protection
Not applicable

other insurance
Not applicable
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