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One Card (multiple bank partners)
One Card (multiple bank partners)
Multiple banking partners
Fintech card

welcome benefit

NIL

reward points

For every Rs. 50 spent, you get 1 reward point
5X On Top 2 Categories

key benefits

5X rewards on your Top 2 spend categories each month, with instant issue and redemption of points from the app
Rs. 0
Joining Fee
Rs. 0
Annual Fee
3.49%
Interest rate
Pro Tip
If you want an entry level metal card, this is your only option currently! One Card has both secured (if you don't have a credit score) and unsecured (if you have an existing credit score) options.
Domestic Travel
Dining Benefit
Meet & Greet
Golfing Benefit
Online Subscription
International Travel
Movie Benefit
Good forex rate
Conversion to EMI
Add-on Card
Tap to pay
Dining Benefits on One Card (multiple bank partners)
Yes. One Card usually has Food & Dine offers. Check https://www.getonecard.app/offers/ for more details.
Eligibility Criteria
age
The applicant should be at least 18 years old
resident
Indian resident
income
Salaried employees and self-employed individuals are eligible to apply for the OneCard credit card. Income level not disclosed.
Additional Fees & Charges
cash withdrawal fee
2.5% of the withdrawn amount, which is a minimum of Rs. 300
forex fee
1%
over limit fee
2.5% of overlimit amount, subject to a minimum of ₹ 400
reward redemption fee
NIL
rent transaction
Rent payments made using OneCard on third-party apps/merchants will attract a Transaction Fee of 1% over and above the convenience fee charged by these apps/merchants.

Rent paid through the OneCard app will incur a Convenience Fee and will not invite any Transaction Fee. The convenience fee charged will be up to 2% and will be displayed at the time of the transaction.
Things You Should Know
waiver on achieving milestone
NA
fuel surcharge waiver
Get Fuel Surcharge Waiver when you pay via OneCard.
Insurance Benefits On One Card (multiple Bank Partners)
credit shield insurance
Not applicable
card liability cover
Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank
purchase protection
Not applicable
other insurance
Not applicable
CARD VIDEO REVIEWS
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